Finance

PayPal - Pay, Send, Save: finance app

PayPal - Pay, Send, Save is a finance app by PayPal Mobile that lets you send and receive money securely.

PayPal - Pay, Send, Save lets you shop in-store and online with purchase protection, earn rewards points, and track packages and subscriptions. The app is free to download and is suitable for anyone who wants a secure way to handle payments and money transfers. It requires Android 8.0 or higher and has a download size of about 3738235 ratings from users.

Gallery

Home screen showing account balance and quick send money optionsSend and request money screen for transfers within the US and abroadPay in 4 screen explaining buy now pay later for eligible purchasesPayPal Debit Card screen highlighting 5% back rewards points on a chosen categoryPackage tracking screen listing orders and their delivery statusSubscriptions screen for linking and tracking recurring payments in one placeMe Tab screen for managing money, accounts, and app settingsPurchase Protection screen describing support before and after buying

PayPal - Pay, Send, Save is a finance app by PayPal Mobile that lets you send and receive money, shop online and in stores, and manage your finances. It serves as a digital wallet for everyday transactions, whether you're splitting a bill with friends, paying for purchases, or sending money to family abroad. The app also includes tools for tracking packages, managing subscriptions, and viewing all your transactions in one place. For beginners, it simplifies financial tasks by keeping payments secure and organized. You can link bank accounts, cards, and even your email to get started. The app is designed for anyone who wants a convenient way to handle money without visiting a bank or carrying cash. With features like purchase protection and rewards, it aims to make spending smarter. Despite its many functions, the interface is straightforward, making it accessible even if you're new to digital payments. Whether you're shopping online, paying in installments, or just sending a gift, this app provides a central hub for your money needs.

Key features

  • Send and request money securely in seconds, domestically and internationally to over 110 countries.
  • Shop with built-in Purchase Protection on eligible transactions.
  • Earn 5% back in rewards points on up to $1000 spend per month in a chosen category with the PayPal Debit Card (no monthly fees).
  • Buy now and pay later with Pay in 4 for purchases between $30 and $1500 (approval required, not available in MO).
  • Track packages and view delivery status by linking your Gmail or Outlook.
  • Manage all your subscriptions in one place.
  • Navigate your money, accounts, and settings with the new Me Tab.
  • Encrypted payments help keep your financial details private and secure.

How to install

  1. Tap the download button on this page to get the APK file (size not specified).
  2. When Android asks, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting.
  3. Open the downloaded APK file from your notifications or file manager.
  4. Tap 'Install' and wait for the process to complete.
  5. Open the app and sign in or create a new account. Note: The app requires Android 8.0 or higher.
Download PayPal · v10.16.0

Pros

  • Free to download and use, with no ads or in-app purchases.
  • Offers purchase protection on eligible transactions.
  • International money transfers to over 110 countries.
  • Rewards program with potential 5% cashback on debit card purchases.
  • Package tracking and subscription management features.
  • Encrypted payments for security.

Cons

  • Requires access to many permissions, including contacts, location, camera, and microphone.
  • Pay in 4 is not available to residents of Missouri.
  • Some features, like the debit card, are subject to terms and may require eligibility.
  • Package tracking depends on seller participation.

Fresh Updates · 10.16.0

The latest update helps you pay, send, and save more efficiently while unlocking cash back offers and other benefits. With this version, everyday transactions can add up to more rewards for you.

Older Releases

VersionSizeRequires AndroidUpdated
10.16.0—8.009.10.2026

This app is ideal for beginners who want a simple, secure way to send and receive money, shop online with protection, and manage their finances from their Android device.

For beginners, start by linking a small bank account or card to get familiar with sending money. Use the package tracking feature by linking your email to stay updated on deliveries. Always review the terms for features like Pay in 4 and the debit card to understand eligibility and fees.

Access Permissions

IdentityContactsLocationPhonePhotos/Media/FilesStorageCameraMicrophoneWi-Fi connection informationDevice ID & call information

Common Queries

What does the PayPal Debit Card rewards program offer?

With the PayPal Debit Card, you can pick a monthly category and earn 5% back in rewards points on up to $1,000 in spending per month. There are no monthly fees associated with the card, and terms apply to the rewards program.

How does the Pay in 4 buy now, pay later option work?

Pay in 4 is available upon approval for purchases between $30 and $1,500. The in-store single-use card is valid for one purchase and must be used within 24 hours of loan approval. This option is not available to residents of Missouri, and you must be at least 18 years old to apply.

Can I send money internationally with this app?

Yes, you can send money fast within the US and to over 110 countries internationally. Payments are encrypted to help keep your financial details private and secure.

How can I track packages using the PayPal app?

You can view orders and delivery status by linking your Gmail or Outlook account. Keep in mind that not all sellers participate in package tracking.

What is the Me Tab in the app?

The Me Tab is a section that lets you navigate your money, accounts, and settings all from one place, helping you manage your transactions and subscriptions.

PayPal - Pay, Send, Save is a versatile finance app that brings many payment and money management tools into one place. For beginners, it offers a secure and user-friendly way to handle transactions, with features like purchase protection and rewards to enhance your experience. While the permission list is extensive, the benefits of convenience and security make it a solid choice for everyday financial tasks.

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Updated: 24.10.2026

Download PayPal · v10.16.0